borrower.accountchek.comInvalid Link - Borrower

Invalid Link! Something is wrong with your link to AccountChek. Either click on the link in your email, or be sure you copied it correctly. About SSL Certificates Help FAQ Terms of Service Privacy Policy Copyright © 2008-2020 The AccountChek Company, LLC × Terms of Service Last Updated: February 27, 2020 1. ACCEPTANCE OF TERMS The AccountChek Company, LLC. (“AccountChek”) provides its service to You, subject to the following Terms of Service ("TOS" or "Agreement"), which may be updated by us from time to time without notice to You. You can review the most current version of the TOS at any time at: https://verifier.accountchek.com/tos. In addition, when using AccountChek services, You and AccountChek shall be subject to any posted guidelines or rules applicable to such services which may be posted from time to time. By connecting to and using this Site, You agree to be bound by all of the terms and conditions set forth herein. 2. DESCRIPTION OF SERVICE AccountChek offers a technology-based deposit and asset verification service (the “Service”) designed to make it easier for a lender to verify and monitor the deposits and/or assets of a prospective or current borrower by performing the following on your behalf: (1) Securely retrieving balances and transaction detail from the borrower’s accounts at one or more financial institutions; (2) Delivering this information to the lender; and (3) providing for updates over a specified monitoring period. 3. LICENSE GRANT "You" or "your" means the consumer who is being licensed to use the Service or Documentation, and is providing AccountChek access to his or her financial and/or investment accounts. "Service" means any services and products offered by AccountChek, the Site, all content of the Site, all Software, in whole or in part (including but not limited to the AccountChek and AccountChek Plus executables, libraries, examples, interface definitions, associated media and printed materials) which create, enable, relate to, and or facilitate the Service (or functionality thereof), and any online (PDF, Flash, or HTML) or other related documentation. We hereby grant You, a single user, a non-transferable, nonexclusive, restricted license to use (only in delivered code form) the Service through one (1) account to enable secure access to Your financial accounts balances and transaction detail and may include any liens or judgments that may be identified through public record sources as described herein. You may, subject to the terms and conditions of the TOS, allow Your immediate family and accountants or financial advisors to review Your records, data, compilation, reports, generated with the use of this Service, provided that any such authorized users agree to and abide by the terms and conditions of this agreement. 4. TITLE The Service is licensed to You pursuant to this Agreement, not sold. AccountChek remains the owner of all right, title and interest in the Service. Any copy, modification, revision enhancement, adaptation, translation, or derivative work of or created from the Service made by or at Your direction shall be owned solely and exclusively by AccountChek, as shall all patent rights, copyrights, trade secret rights, trademark rights, and all other proprietary rights, worldwide (all the foregoing rights taken together being referred to collectively herein as "Intellectual Property Rights") therein and thereto. 5. THINGS YOU MAY NOT DO The Service is protected by United States copyright laws and international treaties. You must treat the Service like any other copyrighted material (for example, a book). You may not: Copy the Service or the written materials accompanying the Service; Modify or adapt the Service or merge it into another program; Cause the Service in any way to be reverse engineered, disassembled, decompiled, decrypted, extracted, translated, nor shall any attempt to do so be undertaken or permitted, including any attempts to discover the source code of the Service, related algorithms, protocols, interfaces, logic or program code of the Service or any derivative work thereof; Bypass or make any attempt to bypass the copy protection, unlock mechanism, serial number scheme, etc., of the Service; Publish any part of Your account credentials, including Your secure Personal Access Code. Allow any access to or use of the Service by anyone other than Your immediate family and authorized Accountant or financial advisor as listed in paragraph 3 above, and others as described in paragraph 16, below; Use the Service on a perpetual or continuous basis without the use of legally obtained account credentials; Place the Service onto a server so that it is accessible via a public network such as the Internet, or; Sublicense, rent, lease, loan, sell, transfer, assign, distribute, or otherwise make available to any other unauthorized person or entity, the Service, in whole or in part; Create, or attempt to create, any derivative works based on the Service, in whole or in part; Violate any obligation or provision of this agreement. 6. YOUR ACCOUNT OBLIGATIONS - INCLUDING CERTAIN LEGAL REPRESENTATIONS, AUTHORIZATIONS, AND DESIGNATIONS In consideration of Your use of the Service, You represent, agree, and warrant that You: Are of legal age to form a binding contract; Are not a person barred from receiving Services under the laws of the United States or other applicable jurisdiction; Have not relied on any promises or representations not expressly made herein; Possess the full right, power and authority to enter into this agreement and to carry out Your obligations hereunder; Know of no impediments that would prevent AccountChek from complying with all the terms of this Agreement; and Will use the Service for lawful purposes only. You also agree to: (a) grant us permission to access your financial and/or investment accounts to which you provide us your sign-on credentials (each, a “Disclosed Account”). Your permission for us to access a Disclosed Account shall be deemed to: extend to all information contained therein, including but not limited to the transaction and balance information and up to twenty-four (24) months of transaction history; and remain in effect without interruption for ninety (90) days from the date you provide your sign-on credentials for that Disclosed Account. You expressly agree that by using the Service and or by agreeing to the terms herein, you are (1) authorizing AccountChek and its agents to access third party sites designated by you on your behalf, retrieve the information listed in the paragraph immediately above and provide such information to the lender you request, as well as to any secondary market investor, requested by the lender, that may purchase your loan, and (2) appoint AccountChek and its agents as your agent for this limited purpose, with full power and authority to perform acts necessary in connection with such activities. By entering the account credentials for your financial accounts, you are permitting AccountChek and its agents to process your request and use information submitted by you to accomplish the foregoing for the duration of the Monitoring Period. YOU ACKNOWLEDGE THAT IT IS YOUR RESPONSIBILITY TO EXERCISE SOUND JUDGMENT AND COMMON SENSE WHEN DEALING WITH INDIVIDUALS YOU DON’T KNOW AND WHEN DECIDING WHETHER AND WITH WHOM TO SHARE YOUR DEPOSIT AND ASSET INFORMATION, AND YOU AGREE THAT YOUR INTERACTIONS WITH SUCH INDIVIDUALS, INCLUDING YOUR ACCESS TO AND USE OF THE SERVICE IS AT YOUR OWN RISK. ADDITIONALLY, YOU ACKNOWLEDGE AND AGREE THAT NEITHER ACCOUNTCHEK, NOR ITS DIRECTORS, OFFICERS, AGENTS, EMPLOYEES, SUPPLIERS, LICENSORS, OR AFFILIATED COMPANIES, ARE RESPONSIBLE OR LIABLE TO YOU FOR ANY ACTIONS TAKEN OR DECISIONS MADE BY ANY INDIVIDUAL WITH WHOM YOU HAVE SHARED YOUR DEPOSIT OR ASSET INFORMATION. YOU ACKNOWLEDGE AND AGREE THAT WHEN ACCOUNTCHEK OR ITS AGENTS ACCESS AND RETRIEVE INFORMATION FROM THIRD PARTY SITES, ACCOUNTCHEK AND ITS AGENTS ARE ACTING ...